WHY DO YOUR BUSINESS WITH US

It’s simple, we at HBL Insurance Agency represent over 80 Insurers. We can get you the best rates by bidding your business out to those companies. Therefore lowering your rates , and making sure you have the proper amount of coverage.

We Stake our Reputation On Giving 1st Class Service and to Treat Everyone with Honesty and Respect… Our Goal is to Educate and Share Ideas of Various Insurance and Investment Products. We Strive to Provide Peace of Mind to our Clients with Legendary Service Through Our Professionalism, Attentiveness and Personal Service, as well as Attention to Detail.

We have agents who specialize in all facets of Insurance:  Business, Annuities, Home, Auto, Investments, Long Term Care, Wills and Trust Set Up, and much more.

But what really sets us apart is legendary service to make certain you feel secure and confident you have the coverage for your  assets. Call today for a free quote or a visit from one of our highly focused agents.  980-224-7516.

 

HBL Commercial Insurance

 

Business Insurance from HBL Insurance, Charlotte

Few ventures are riskier than starting your own business. Regardless of the business size, adequate insurance is critical to managing your risk. Protecting your business not only preserves your hard work, but also provides peace of mind.

We at HBL Insurance Agency represent over 80 Insurers. We can get you the best rates by bidding your business out to those companies. Business is our main focus, no matter how large or small.

We offer:

Loss Control Programs 
With our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers’ compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.

Quick Claim Response
When you do have a claim, you need fast, fair service. As independent agents we work to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.

Our specialty practices are comprised of  HBL brokers and underwriters who are highly focused on a specific risk or industry. These individuals work together in a highly collaborative manner, constantly sharing ideas, market knowledge, and technical expertise. This culture of collaboration means you can rest assured that you are always getting the best of HBL’s  resources.

Call today for a free quote or a visit from one of our highly focused agents.  We are a Southern Company and Proud of it.

 980-224-7516 for great service and rates. 

We don’t just sell you Insurance……We protect your lifestyle. Call us 980-224-7516

Can’t Get Insurance?

When no one else could get my new client Insurance, as he has some tickets, DUI, etc. He called HBL Insurance and tomorrow he can get plates and take this baby on the road. Call 980-224-7516

 

Before You Go On Vacation, Protect Your Home

Packing your bag and reserving your hotel room aren’t the only things you must do before you take off for a vacation. You should also prepare your home to lessen the risk of burglary or accident while you are away. A house sitter can be the ultimate defense against these risks, but if you can’t afford to hire someone to live in your home while you’re gone, try these easy and cheap prep tips instead.

Prepare in case of a robbery: No matter how many safety measures you take, you could still be burglarized. Prepare for the worst by making a list of all of your possessions.  If you have a video recording device or can borrow one, take a video inventory. Save the video in a safe place such as a safe deposit box. If you have large items, etch your driver’s license number into them. It will make them much easier to identify if they end up at a local pawn shop. Nobody expects to be a victim of crime, but it does occur. By taking a moment to safeguard your house you can greatly reduce your chances of being a victim or make it easier to recover from a robbery.

Timed lights: Set your lights up on an automatic timer so that they go on and off at specified times of the day. Some of these gadgets even allow you to set the activity to randomly light the inside of your home. This will make it look as though there is someone home, even though there isn’t.

Check your smoke detectors: Before leaving, check your smoke detectors to make sure the batteries and units are still functional. If it’s close to your designated time to change the batteries, go ahead and change them before you leave.

Stop mail and newspaper delivery: A few days worth of mail in the mailbox and a pile of newspapers by the front door are sure signs that you aren’t home—and create the closest thing to an engraved invitation a would-be burglar could ask for. Talk to your post office about having your mail held while you are away and call your newspaper to ask for delivery to be stopped. You may even ask about having the papers you miss donated to your local school or library.

Turn everything off: Go through your home before you leave and turn everything off. Double check automated items like coffee makers to ensure that they don’t start their normal daily routines unattended.

Lock windows and doors: Make sure all your windows and exterior doors are locked before you leave. Don’t take for granted that they are; complete a physical check before you go.

Shut off the water valve in winter: Because there is a risk of frozen pipes bursting, make sure to turn off your water valve when you go away for a winter vacation. Even if you aren’t quite into the snowy months, you might want to shut off the water against an unexpected cold snap.

Install an alarm system: Consider installing an alarm system before you go on vacation. It doesn’t have to be a monitored system, but simply a few door and window alarms from your local home improvement store. If you do this, you may want to notify a neighbor and give them the name and phone number of a relative who has access to your home. That way, if the alarm goes off, a relative can be notified to check out your house, call the police and shut off the alarm when danger has passed.

Sometimes, it’s the little steps that count the most in prepping your home before you go away. Using these tips can make the difference between coming back to a catastrophe or to an intact home after a restful vacation.

Call us at 980-224-7516 for a comprehensive quote.

1st Class Service

At HBL Insurance  …We Stake our Reputation On Giving 1st Class Service and to Treat Everyone with Honesty and Respect… Our Goal is to Educate and Share Ideas of Various Insurance and Investment Products. We Strive to Provide Peace of Mind to our Clients with Legendary Service Through Our Professionalism, Attentiveness and Personal Service, as well as Attention to Detail.

We have agents who specialize in all facets of Insurance:Life, Disability, Business, Annuities, Home, Auto, Investments, Long Term Care, Wills and Trust Set Up, and much more.

But what really sets us apart is legendary service to make certain you feel secure and confident you have the coverage for your  assets. Call for more details.