Testimonials

I cannot say enough good things about Ryan Collins and his insurance expertise. Before finding Ryan, I truly believed I had no alternative for my home and auto insurance—because that’s exactly what other companies told me. They made me feel trapped and convinced me that the sky-high premiums I was paying were “normal.”
Then Ryan stepped in and completely changed the game. He didn’t just find me a better option—he saved me from being taken advantage of. Ryan worked tirelessly to understand my needs and then delivered a home and auto insurance package that was almost half the cost of what I had been paying before. HALF! I honestly didn’t think that was possible.
What impressed me most was Ryan’s honesty, professionalism, and genuine care for his clients. He made the process simple, stress-free, and actually enjoyable. Ryan is the kind of agent who goes above and beyond—not just to save you money, but to make sure you feel confident and protected.
If you’re tired of being told you have “no other options,” do yourself a favor and call Ryan Collins. He’s a lifesaver, and I will recommend him to everyone I know. Thank you, Ryan, for restoring my faith in the insurance industry!

We recently made the switch to HBL Insurance and we could not be happier! Caitlyn has gone above and beyond to help us and make the transition so incredibly easy. If your looking to make a switch, do not hesitate, you will be in great hands!

Caitlin was AMAZING. She made things so easy and saved me a bunch of money. Cant thank you enough Caitlin!

HBL is amazing. He always takes care of everything, no questions asked. Very professional, amazing service all around. 5 out of 5!!!

HBL has been my agent since I moved to New Hampshire. I have had two cars totaled ( not my fault either time ) and they have been extremely helpful throughout the entire process.
Caitlyn Turgeon has been a rockstar throughout my last mishap. I felt Progressive was slow in some of their responses, one call to Caitlyn and my emails and phone calls were being returned almost immediately. She is someone who truly goes the extra mile to make sure you are being taken care of.

“Just need to say today Caitlyn saved me money before I even knew my policy was going up. Due to an error it was going to triple, and she found me new coverage at a better rate. So thankful for someone being so proactive, especially in a time when money can be tight. 5/5 star service, glad to be with HBL.”

What an amazing experience. Jeremy made the process of reviewing my insurance so simple. Not only did he save me over $400/yr on my premiums, but he was able to do that with better insurance coverage than I had before. My quote was ready for me same day and the next morning we made arrangements to make the switch. Thanks Jeremy!

Hey Jeremy, my car is all registered! You made the transition back to MA so much easier.  Thank you so much. you have been such a huge help. and I look forward to working with you for a lot longer! 

Last year my rate was going to go up a significant amount by no fault of my own and they had already had a list of quote…s they were working on when I called to find out why my rate was raising. Whenever I have had a question or concern someone has always been there to help me out. Jeremy took care of me back in 2009 when I ran into some of the issues and needed insurance quickly. My family will always be insured through HBL!

Wonderful help from Jeremy Lovett again! It’s always such an easy, stress-free process to update our insurance, or deal with an occasional claim. Now my oldest son has his own car and his own policy and it was super easy, even for a 22-yr old who’s busy and doesn’t like paperwork much. HBL is the best insurance agency I’ve ever used!